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bvlester 06-23-2011 05:52 AM

Quote:

Originally Posted by Doug (Post 615077)
Some questions from the missis.

----do you get a property tax rebate like we do in Manitoba, {$700 school tax rebate}?

----is that correct that you pay health care premiums?

correct me if I am wrong, Manitoba does have health care premiums too they are just hidden in your tax return I can not remember where. That way everyone that files a tax return pays, Alberta use to do this also a long time ago. I think it is a better way to do it but on the good side I seem to get back way more money out here than I did in Manitoba on my tax return.

Remember to keep every recite including when you come out and look for a place to buy as they are all deducible. I had so many recites I carried about half of the amount over to the second year I lived here. If you do the simple deduction you get back way less. It is KM times a set amount of cents per KM it never works out to be anywhere close to the same amount.

Bill

bvlester 06-23-2011 05:59 AM

Just a note on the cell I would go with Telus or Bell as Bell piggybacks Telus and pay them for the service and the same in the east Telus piggybacks Bell and pays them. Telus does own a couple small companies. They own mike's and some one said they own Koodo also not sure about that. There is another one can't think of it right now.

Bill

Doug 06-23-2011 01:33 PM

Quote:

Originally Posted by StirCrazy (Post 619712)
Hmm, I just looked it up, 57/month is the full rate. if you make under 30K/year there are discounts, we pay 32/month for the whole family but that is through the wifes work. I would pay about 24 bucks a month based on my pension. heres a chart showing the discounts
http://www.health.gov.bc.ca/msp/info...html#temporary

the problem is most good jobs got plans so we don't know what it realy costs, and normaly if you don't have a good job it is close to free :wink:

Thanks for the info and link Steve. Perhaps its included in my benefits from my company I,m retired from? Have to check that. I would be over the amount for sure.



Quote:

rodgers works, but telus as much as I hate to say has the best coverage in BC and AB. I am with telus myself but only till shaw starts with cell phones :mrgreen: I did have rodgers and was rather disapointed with the coverage in BC.

if you still thinking about the outlying area's forget about the cell.. lots of the small towns don't have coverage once your off the main hiway and even on it in some places. they are slowly getting all the holes filled but still a ways off.. for instance when I go to work I leave here and go to boston bar.. that whole area in the fraser canyon is very pourly serviced for cell. cell is comming there but there still in the planning phase so I can see it being a year or two at least then, and then you will need a phone that works witht he system as Telus isn't going back wards to older cell formats, so if the phone is to old it probably won't work, but you should be eligible for a free phone. I would just leave it till you move here. let your rodgers go month to month and when you get established go to telus get a free top of the line phone for being a new customer. then you don't have to pay again to change the number, ect...


Steve
Interesting. The kids packaged their home phone, internet and tv with Telus but not cell,s yet. Telus must have a total inclusive package then, if thats the case. Perhaps I will check their website.
I can wait, the Iphone5 is coming soon anyways. :D

Doug 06-23-2011 01:38 PM

Quote:

Originally Posted by bvlester (Post 619739)
correct me if I am wrong, Manitoba does have health care premiums too they are just hidden in your tax return I can not remember where. That way everyone that files a tax return pays, Alberta use to do this also a long time ago. I think it is a better way to do it but on the good side I seem to get back way more money out here than I did in Manitoba on my tax return.

Remember to keep every recite including when you come out and look for a place to buy as they are all deducible. I had so many recites I carried about half of the amount over to the second year I lived here. If you do the simple deduction you get back way less. It is KM times a set amount of cents per KM it never works out to be anywhere close to the same amount.

I,m going to check out Telus. Guess nobody likes Rodgers out there?

Thanks

Bill


It could be inclusive in our taxes Bill. Darned if I know. Everything here is hidden in someway. LOL. I would guess elsewhere also.

Those moving expense claims are only if your working after the move, are they not? That may be the case, depending on what we do. I did claim it here when I moved from Clear Lake into Brandon, {I was working}, but not from Thompson to Clear Lake as I was retiring.

StirCrazy 06-23-2011 04:07 PM

Quote:

Originally Posted by Doug (Post 619773)
Those moving expense claims are only if your working after the move, are they not? That may be the case, depending on what we do. I did claim it here when I moved from Clear Lake into Brandon, {I was working}, but not from Thompson to Clear Lake as I was retiring.

get a part time job long enought to claim stuff then quit :mrgreen:

Steve

bvlester 06-25-2011 03:16 AM

Quote:

Originally Posted by Doug (Post 619773)
It could be inclusive in our taxes Bill. Darned if I know. Everything here is hidden in someway. LOL. I would guess elsewhere also.

Those moving expense claims are only if your working after the move, are they not? That may be the case, depending on what we do. I did claim it here when I moved from Clear Lake into Brandon, {I was working}, but not from Thompson to Clear Lake as I was retiring.

You do not have to be moving to a job as long as you find a job within 90 days I believe.

We moved here in Aug with no job to go to and I found one in Oct I was able to claim everything.

Bill

Doug 08-04-2011 08:58 PM

Quote:

Originally Posted by bvlester (Post 619739)
correct me if I am wrong, Manitoba does have health care premiums too they are just hidden in your tax return I can not remember where. That way everyone that files a tax return pays, Alberta use to do this also a long time ago. I think it is a better way to do it but on the good side I seem to get back way more money out here than I did in Manitoba on my tax return.
Bill

Bill are you saying here that you pay less provincial income tax than Manitoba. At $120/month for the two of us we would need to then save close to $1400/year on income tax to break even.

Doug 08-04-2011 09:01 PM

We also have an auto insurance discussion going. You still do have government auto insurance. Is it full insurance or do you need to supplement it with private?

StirCrazy 08-05-2011 01:22 AM

Quote:

Originally Posted by Doug (Post 627911)
We also have an auto insurance discussion going. You still do have government auto insurance. Is it full insurance or do you need to supplement it with private?

either or. you can go ICBC for everything but collision through ICBC is generaly more expensive than privat if you have a good driving record.

I don't know what insurance is like in manatoba, but I pay about 600 for basic, and comprehensive on my diesel truck. only thing I don't have is collision but my trucks paid off.

for the BC medical I would call the BC goverment that deals with that, if your retired I can't see them charging you that.. I don't know anyone personaly that pays over 36 bucks per month, but I don't know many millionairs either :mrgreen:

ok I just did some looking and full rate is 60 bucks per month, family of 2 is 109/month and 3 or more is 120/month. that is based on a parson making over 30,000/year, i don't know if they could pensions as income for this purpose, so you would have to make some inquires.

Steve

bvlester 08-05-2011 06:55 AM

Quote:

Originally Posted by Doug (Post 627910)
Bill are you saying here that you pay less provincial income tax than Manitoba. At $120/month for the two of us we would need to then save close to $1400/year on income tax to break even.

sorry it's been a while since I have been on here. What I am saying is you do pay health care in Manitoba it gets claimed on the income tax return out there. Here we pay for it but it is graduated. I believe if you are under 29,000 family income its free and about there is a fee depending on you income. You may have to pay 120 per month it all depends on your income.

bvlester 08-05-2011 07:00 AM

Quote:

Originally Posted by StirCrazy (Post 627974)
either or. you can go ICBC for everything but collision through ICBC is generaly more expensive than privat if you have a good driving record.

I don't know what insurance is like in manatoba, but I pay about 600 for basic, and comprehensive on my diesel truck. only thing I don't have is collision but my trucks paid off.

for the BC medical I would call the BC goverment that deals with that, if your retired I can't see them charging you that.. I don't know anyone personaly that pays over 36 bucks per month, but I don't know many millionairs either :mrgreen:

ok I just did some looking and full rate is 60 bucks per month, family of 2 is 109/month and 3 or more is 120/month. that is based on a parson making over 30,000/year, i don't know if they could pensions as income for this purpose, so you would have to make some inquires.

Steve


Hay guy I do know pensions are included in the calculations, my parents are older in their 70' + Dad just passed in January I believe she went done to the 36 dolor rate.

Steve there are a lot of wealthy people nit that far from your place to bad they all live on the river.
Bill

StirCrazy 08-05-2011 03:26 PM

Quote:

Originally Posted by bvlester (Post 628021)
Hay guy I do know pensions are included in the calculations, my parents are older in their 70' + Dad just passed in January I believe she went done to the 36 dolor rate.

Steve there are a lot of wealthy people nit that far from your place to bad they all live on the river.
Bill

I know lots of people with money, problem is they work and have company health care.. are all pensions included? that would suck, as I am ok with my military pension I am still included in the pensionairs health car plan which is reduced rate but for people with normal pensions that don't have a health care link and then ccp on top of that could easialy brake the 30000.00 max for dicounts. so at 29,999.00 you pay about 36 bucks/month at 30,000.00 you pay 66 bucks. I think its liknda stupid my self one of the only two or three provences that even charges for health care.

Steve

Doug 08-06-2011 12:24 AM

Yep agreed Steve on the provinces that charge. Just plain stupid. Should be reflected in provincial income tax. I dont see how anyone can call over $30000 in the millionaire club. :lol:

So if we dont have two tier health care, how the hell come some pay more than others. :lol:
Wonder if its individual or family income. Thats a large difference for some. To many damm variables. Guess we will just find out when we arrive.

So many little things, another thousand or so a year here and a few hundred more here, and few hundred more here. It adds up if ones not careful and when on a limited budget, it requires some scrutiny. Or just work like I do here, but the option or not to if wished, would be nice.

I do appreciate the help with the info. Guess lunch is on me when I get there. :D

Skimmerking 08-06-2011 01:06 AM

ya ya yayya your not moving away from me Doug you are here stuck in MB just like me.

Doug 08-06-2011 01:22 AM

Quote:

Originally Posted by asmodeus (Post 628131)
ya ya yayya your not moving away from me Doug you are here stuck in MB just like me.



:lol: Sorry. My granddaughters hug better.

StirCrazy 08-06-2011 09:30 PM

Quote:

Originally Posted by Doug (Post 628133)
:lol: Sorry. My granddaughters hug better.

whens the big date or have you found a place yet?

theres a house where I am for about 260K, but it has been on the market for a while and the older couple moved to a condo due to helth reasons so it might be able to be gotten a fair bit cheeper.

Steve

Doug 08-14-2011 01:30 PM

Quote:

Originally Posted by StirCrazy (Post 628233)
whens the big date or have you found a place yet?

theres a house where I am for about 260K, but it has been on the market for a while and the older couple moved to a condo due to helth reasons so it might be able to be gotten a fair bit cheeper.

Steve

No actual date yet Steve. Still have commitments here to take care of first. We hoped to be on the way before winter but does not look like its going to happen.

StirCrazy 08-14-2011 02:08 PM

Quote:

Originally Posted by Doug (Post 629689)
No actual date yet Steve. Still have commitments here to take care of first. We hoped to be on the way before winter but does not look like its going to happen.

to bad, would probably be nice to not have to spend another winter in manatoba :wink:

Steve

Doug 02-10-2012 12:28 AM

Nice. I see the hospital in Kamloops is stacking them in the hallways. No doctors available besides that. And you have the audacity to charge me $110/yr. for medicare and then tell me to pay my own yearly physical.

Where the heck am I moving to?

Skimmerking 02-10-2012 12:34 AM

you wanted to go I told you

mike31154 02-10-2012 01:07 AM

BC man, Bring Cash. They were stacking the patients in the hallways in Vernon as well. Code purples almost a daily routine. Built a brand new tower, finished last summer/fall. All good but Interior Health has decided to leave the top two floors empty due to lack of funds, or they're spending the funds elsewhere. Too many old guys like you & me taxing the health care system.

Doug 02-10-2012 01:54 AM

Quote:

Originally Posted by mike31154 (Post 680672)
BC man, Bring Cash. They were stacking the patients in the hallways in Vernon as well. Code purples almost a daily routine. Built a brand new tower, finished last summer/fall. All good but Interior Health has decided to leave the top two floors empty due to lack of funds, or they're spending the funds elsewhere. Too many old guys like you & me taxing the health care system.

I believe closed beds is the problem there also. Down from 400 + to just over 200 or so. Bring cash is ok but getting out of hand.

Doug 02-10-2012 02:05 AM

And I agree on my generation taxing the system but I busted my arse for 40yrs. paying for that right when I get older and now have to wait in line behind many that never contributed diddly squat. Sure is equal treatment. Anyways thats getting political and I will get spanked so enough of that.

I,m going regardless. Our granddaughters have made all kinds of plans already. And thats whats important. :D

mike31154 02-10-2012 02:26 AM

Wasn't too difficult for me to make the decision to live here, politics will be politics, in the end it's the same country. I think Ms Clark & her Liberals will be given their walking papers next provincial election. Whether things will change significantly is doubtful. It's the bureaucrats, lobbyists & large corporations that really run the show.

You've got it boiled down to the important stuff for sure, family.

StirCrazy 02-10-2012 11:53 AM

Quote:

Originally Posted by Doug (Post 680659)
Nice. I see the hospital in Kamloops is stacking them in the hallways. No doctors available besides that. And you have the audacity to charge me $110/yr. for medicare and then tell me to pay my own yearly physical.

Where the heck am I moving to?

where did you hear this, I have been working 12 hour days for 5 days now (2 more to go) and I haven't heard anything about this on the news and or in the paper... never heard of them using the halls here either.. thats all been lower mainland.

Steve

Doug 02-10-2012 01:50 PM

http://www.kamloopsnews.ca/article/2...rator-has-seen


and today

http://www.kamloopsnews.ca/article/2...d-for-patients

mike31154 02-10-2012 03:15 PM

Quote:

Originally Posted by StirCrazy (Post 680792)
... never heard of them using the halls here either.. thats all been lower mainland.

Steve

http://www.vernonmorningstar.com/news/139049424.html

christyf5 02-10-2012 03:48 PM

When are you making the big move Doug? :biggrin:

Doug 02-10-2012 04:17 PM

Sometime on or before June 1st depending on when our place sells. Or if it does not sell by then, we have a problem. :lol:

StirCrazy 02-11-2012 12:42 AM

hmm ok, I must have missed it in the paper, but thats todays paper so I havent read it yet either LOL.

ya real un normal, I have been there 6 times with the kids or myself in the last two years, once the daughter was checked right into a bed, the others I waited an hour at most for treatment, so this isn't normal if you were concerned about that.

Steve


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